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Tools · Lump Sum

Lump Sum Calculator

Set a date and an amount, and this page buys Bitcoin once, at that day's real historical price, and tracks what it would be worth every day since — including today.

Data: PriceUSD · Coin Metrics community API · computed live in your browser, nothing uploaded

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What this chart shows

On the date you choose, this page converts your amount into Bitcoin at that day's actual historical price, then multiplies the resulting BTC balance by every subsequent day's price to trace what it would be worth over time.

BTC bought = Amount / Price on purchase date · Value on day N = BTC bought × Price on day N

This is the single-purchase counterpart to the DCA Calculator on this site — useful for testing a specific "what if I had bought on this exact day" question, rather than a recurring schedule.

How to read it

The stat cards summarize the outcome: your initial investment, current value, total return, and the multiple your money has grown by. Try a date right before a crash and a date right before a rally back to back — the difference in outcome from the same strategy is the point.

Limitations

This assumes a single purchase executes exactly at that day's Coin Metrics reference price with zero fees or slippage. Real trades would cost somewhat more after exchange fees and spread.

A lump-sum result is extremely sensitive to the exact date chosen. Bitcoin's daily volatility (see the Volatility page on this site) means picking a date a few weeks earlier or later can change the outcome dramatically — that sensitivity is real, not a quirk of this calculator.

Past performance of a single purchase date says nothing about what a purchase made today would return. Every result here describes history, not a forecast.

Further reading

Bitcoin Lump Sum vs DCA: Which Actually Wins, With Real Numbers

FAQ

How is this different from the DCA Calculator?
This page buys once, on a single date you choose. The DCA Calculator buys repeatedly on a schedule. They answer different questions: this one tests a specific entry point; DCA tests a recurring strategy that averages many entry points together.
Why do results change so much for dates just weeks apart?
Because Bitcoin's daily price swings are large (see the Volatility page), and a lump sum has 100% exposure to whatever happened on and immediately after the purchase date. There's no averaging effect to smooth out a bad entry, unlike dollar-cost averaging.
Does this account for taxes?
No. It shows pre-tax portfolio value only. Actual after-tax proceeds depend on your jurisdiction's capital gains rules and how long the position was held, which this page doesn't model.